Tonya Zacarias

Tonya Zacarias

General pop culture expert. Hardcore travel fan. Proud pizza fan. Avid coffee guru. Unapologetic food guru. Incurable web guru.

52 Total Posts
Can I Get a Payday Loan with Chime Bank?

Can I Get a Payday Loan with Chime Bank?

Are you looking for a cash advance or payday loan app that is compatible with your Chime bank account? You're in luck!...

Do Payday Loans Generate Credit? - A Comprehensive Guide

Do Payday Loans Generate Credit? - A Comprehensive Guide

Are you considering taking out a payday loan but are unsure of the impact it will have on your credit score? It's a...

Are Payday Loans Easy to Pay Off?

Are Payday Loans Easy to Pay Off?

Payday loans are sometimes more difficult to pay back than a traditional loan, as the lender did not assess your ability...

Can Payday Loans Take You to Court in Texas?

Can Payday Loans Take You to Court in Texas?

Under Texas law, the statute of limitations for payday loans is 4 years. This means that if you don't meet the payments,...

The Abusive Nature of Payday Loans

The Abusive Nature of Payday Loans

Payday loans are a type of loan that has become notorious for its predatory nature. These loans are typically offered...

Which Bank is the Best for an Instant Loan?

Which Bank is the Best for an Instant Loan?

Are you looking for an instant loan? With so many banks and lenders offering different types of loans, it can be...

Why Would I Be Denied a Payday Loan?

Why Would I Be Denied a Payday Loan?

The Most people are denied a payday loan due to their credit score, income, and past loan history. Lenders may reject...

Are Payday Loans Legal in Maryland? A Comprehensive Guide

Are Payday Loans Legal in Maryland? A Comprehensive Guide

Maryland has been prohibiting payday loans since 2002.The state has set a maximum APR limit of 33% (2.75% per month) for...

Which States Don't Allow Payday Loans?

Which States Don't Allow Payday Loans?

Payday loans are heavily regulated in the United States, with some states completely banning them and others having...

When Payday Loans Can Help You Out

When Payday Loans Can Help You Out

A payday loan is a short-term financial solution that can help you cover your immediate cash needs until you receive your ...

What Credit Score Do You Need for a Payday Loan?

What Credit Score Do You Need for a Payday Loan?

The short answer is no, you don't need a credit rating to get a payday loan. Payday lenders often don't check your...

The Pros and Cons of Payday Loans: What You Need to Know

The Pros and Cons of Payday Loans: What You Need to Know

Payday loans are a type of short-term loan that can provide quick cash when you need it most. These loans come with high...

Cash Advance Apps: A Quick Fix for Emergency Cash

Cash Advance Apps: A Quick Fix for Emergency Cash

When you need cash in an emergency, cash advance apps like Earnin, Dave, and Brigit can provide a quick fix. These apps...

Are Payday Loans Ever a Good Choice?

Are Payday Loans Ever a Good Choice?

Payday loans are a type of loan that can seem like a good idea in the moment, but can quickly become a debt trap. When an ...

Does California Allow Payday Loans? An Expert's Perspective

Does California Allow Payday Loans? An Expert's Perspective

California state law allows payday loans, but with certain restrictions. The repayment term for these loans cannot exceed ...

The Fastest and Easiest Way to Get a Loan

The Fastest and Easiest Way to Get a Loan

Getting a loan quickly and easily can be a challenge, but it's not impossible. The best way to get a loan right away is...

What Happens if You Don't Repay a Payday Loan?

What Happens if You Don't Repay a Payday Loan?

When you take out a payday loan, you agree to pay back the amount you borrowed, plus any fees and interest. But what...

Who is the Best Payday Loan Online?

Who is the Best Payday Loan Online?

ClearViewLoans understands that finding the right payday loan can be a daunting task. With so many lenders, interest...

Which Payday Loans are the Easiest to Get?

Which Payday Loans are the Easiest to Get?

Secured loans, such as title loans, are the easiest small loans to obtain with bad credit because of the collateral that...

Which Payday Loans Accept Prepaid Debit Cards?

Which Payday Loans Accept Prepaid Debit Cards?

Are you looking for a way to get short-term funds for your expenses? If you have a prepaid debit card, you can easily...

Can't Get a Payday Loan Anywhere? Here's What You Can Do

Can't Get a Payday Loan Anywhere? Here's What You Can Do

If you need financing quickly, a Rocket Loans personal loan could be a great option. But what if you can't get a payday...

Verifying Income for Personal Loans: What You Need to Know

Verifying Income for Personal Loans: What You Need to Know

When applying for a personal loan, lenders need to verify your income to ensure you can repay the loan. This can be a...

What Happens if You Don't Pay Your Payday Loans?

What Happens if You Don't Pay Your Payday Loans?

Payday loans come with high interest rates and fees that can make it difficult to pay them back. If you can't repay a...

Can Payday Loans Take You to Court? - What You Need to Know

Can Payday Loans Take You to Court? - What You Need to Know

When it comes to payday loans, it's important to understand the legal implications of not paying them back. If you don't...

The Dangers of Payday Loans: What You Need to Know

The Dangers of Payday Loans: What You Need to Know

Payday loans are a type of short-term loan that can be incredibly tempting for those who have no cash reserves and a...

Does California Offer Payday Loans? An Expert's Guide

Does California Offer Payday Loans? An Expert's Guide

Payday loans are available in California, but they are an expensive form of credit. Alternatives to payday loans in...

How to Get an Emergency Loan in Ghana

How to Get an Emergency Loan in Ghana

Are you in need of an emergency loan in Ghana? You're not alone. Many people are looking for fast and reliable ways to...

Are Payday Loans a Good Idea? - The Pros and Cons

Are Payday Loans a Good Idea? - The Pros and Cons

When an emergency strikes and you have poor credit and no savings, it may seem like you have no other choice but to take...

What Happens if You Don't Repay Your Payday Loan?

What Happens if You Don't Repay Your Payday Loan?

Defaulting on a payday loan can have serious consequences, including bank overdraft fees, collection calls, damage to...

Does Chime Offer Payday Loans?

Does Chime Offer Payday Loans?

Cash advances can be a convenient way to get money when you're in trouble, but it's important to research your options...

How to Avoid Payday Loans and Find Alternatives

How to Avoid Payday Loans and Find Alternatives

If you need cash to cover expenses until your next paycheck, consider alternatives to payday loans. The best alternative...

Can Payday Loans Call Your Work? - An Expert's Perspective

Can Payday Loans Call Your Work? - An Expert's Perspective

Payday lenders are legally allowed to contact your workplace to confirm your employment, but they will always be discreet ...

What Happens if You Don't Pay a Payday Loan?

What Happens if You Don't Pay a Payday Loan?

Defaulting on a payday loan can have serious consequences. Bank overdraft fees, collection calls, damage to your credit...

Getting a Payday Loan When You're Unemployed

Getting a Payday Loan When You're Unemployed

When you're unemployed, it can be difficult to find a lender willing to provide you with a payday loan. Many people...

Which Payday Loan Apps Work With Chime Bank Account?

Which Payday Loan Apps Work With Chime Bank Account?

Are you looking for payday loan apps that work with your Chime bank account? Do you want to know applications like Dave...

Do Payday Loans Require Good Credit? - An Expert's Perspective

Do Payday Loans Require Good Credit? - An Expert's Perspective

Payday loans are a popular option for those with bad credit who need quick access to cash. Around 12 million Americans...

15 Mobile Money Companies in Ghana to Get an Instant Loan

15 Mobile Money Companies in Ghana to Get an Instant Loan

Are you in need of urgent money in Ghana? Many lenders in the country have developed mobile applications to help users...

Are Payday Loans Illegal? An Expert's Perspective

Are Payday Loans Illegal? An Expert's Perspective

Payday loans are a type of short-term loan that can help people cover emergency expenses until their next paycheck....

Which Loans are the Easiest to Approve?

Which Loans are the Easiest to Approve?

The Easiest Loans and Their RisksEmergency Loans. Payment plans, paycheck advances, loan or hardship distribution from...

Are Payday Loans Hard to Repay? - An Expert's Perspective

Are Payday Loans Hard to Repay? - An Expert's Perspective

Payday loans can be more difficult to pay back than traditional loans, as lenders don't always assess a borrower's...

Do Payday Loans Affect Your Credit Rating?

Do Payday Loans Affect Your Credit Rating?

Payday lenders have few approval requirements. Most do not perform a credit check or even require that the borrower have...

Can Payday Loans Take Money From My Account?

Can Payday Loans Take Money From My Account?

Yes, payday lenders can take money from your account, but you have the right to prevent them from doing so. When you...