Tonya Zacarias

Tonya Zacarias

General pop culture expert. Hardcore travel fan. Proud pizza fan. Avid coffee guru. Unapologetic food guru. Incurable web guru.

51 Total Posts
Does California make payday loans?

Does California make payday loans?

While payday loans are available in California, they are an expensive form of credit. We've examined alternatives to...

Can't get a payday loan anywhere?

Can't get a payday loan anywhere?

If you need financing quickly, a Rocket Loans personal loan could be a great option. No Steady Income One of the main...

How to avoid payday loans?

How to avoid payday loans?

Credit unions and other lenders may be willing to lend you the money you need, even if it's. If you need cash to cover...

Can Payday Loans Take You to Court?

Can Payday Loans Take You to Court?

If you don't pay your loan, the payday lender or a debt collector can usually sue you to collect. If they win, or if you...

Can payday loans call your work?

Can payday loans call your work?

Yes, a payday lender can contact your employer to confirm your employer, but they will always be very discreet about it...

Can payday loans take money from my account?

Can payday loans take money from my account?

Yes, but the payday lender will likely take collection action quickly. When you apply for a payday loan, you issue the...

Can payday loans take you to court in texas

Can payday loans take you to court in texas

Under Texas law, the statute of limitations for payday loans is 4 years. This means that if you don't meet the payments,...

Which payday loans are the easiest to get?

Which payday loans are the easiest to get?

Secured loans, such as title loans, are the easiest small loans to obtain with bad credit because of the collateral that...

Who is the best payday loan online?

Who is the best payday loan online?

ClearViewLoans knows that ranking dozens of lenders, variable interest rates,. ClearViewLoans knows that ranking dozens...

Do Payday Loans Generate Credit?

Do Payday Loans Generate Credit?

Won't Build Credit But payday lenders generally don't report your payment history to credit bureaus, meaning the loan...

When do payday loans work?

When do payday loans work?

A payday loan is a short-term loan that can help you meet your immediate cash needs until you receive your next paycheck. ...

Payday loans when you are unemployed

Payday loans when you are unemployed

Rating 5.0 (To qualify for a payday loan when you are unemployed, some direct lenders may ask applicants to get at least...

What happens if the payday loan is not repaid?

What happens if the payday loan is not repaid?

At some point, the payday lender might send your debt to collections. In the end, you may owe the amount you borrowed,...

Which payday loans accept prepaid debit cards?

Which payday loans accept prepaid debit cards?

A payday loan with a prepaid debit card can lead you to get short-term funds for your expenses. If you have a prepaid...

Are Payday Loans Legal in Maryland?

Are Payday Loans Legal in Maryland?

Maryland has banned payday loans since 2002.Any lender wishing to operate in the state must meet the APR limit of 33%...

Are Payday Loans Easy to Pay Off?

Are Payday Loans Easy to Pay Off?

Payday loans are sometimes harder to repay than a traditional loan, because the lender didn't verify your ability to...

Are Payday Loans Hard to Repay?

Are Payday Loans Hard to Repay?

Payday loans are sometimes harder to repay than a traditional loan, because the lender didn't verify your ability to...

Do they run your credit for a payday loan?

Do they run your credit for a payday loan?

Payday lenders have few approval requirements. Most do not perform a credit check or even require that the borrower have...

What credit score do you need for a payday loan?

What credit score do you need for a payday loan?

The short answer is no, you don't need a credit rating. Payday lenders often don't check your traditional credit score.

Does California allow payday loans?

Does California allow payday loans?

Under California state law, payday loans are legal. Payday loans can have a repayment term no longer than 31 days in...

Does Chime have payday loans?

Does Chime have payday loans?

While it's not a payday advance app per se, Chime offers its customers immediate access to their money. Essentially a...

Which payday loan apps work with chime?

Which payday loan apps work with chime?

Payday loan applications that accept ChimeDave, Cleo, Albert, Empower, MoneyLion, Varo. If you're looking for cash...

What is the quickest and easiest way to get a loan?

What is the quickest and easiest way to get a loan?

The best way to get a loan right away is to apply online for a personal loan from a lender known for quick approval and...

Which bank is the best for an instant loan?

Which bank is the best for an instant loan?

Read our full review of Wells Fargo personal loans to learn more. Read our full review of Avant personal loans to learn...

Who can urgently help me with money in Ghana?

Who can urgently help me with money in Ghana?

Many lenders in Ghana have developed mobile applications to help users borrow money to stay afloat until payday. Mobile...

Which loans are the easiest to approve?

Which loans are the easiest to approve?

The Easiest Loans and Their RisksEmergency Loans. Payment plans, paycheck advances, loan or hardship distribution from...

How can i get an emergency loan in Ghana?

How can i get an emergency loan in Ghana?

Get a fast loan at affordable rates to meet all your business needs, such as equity financing, fixed asset financing,...

What happens if you don't pay a payday loan?

What happens if you don't pay a payday loan?

Default on a payday loan can result in bank overdraft fees, collection calls, damage to your credit score, a day in...

Why would I be denied a payday loan?

Why would I be denied a payday loan?

The most common reasons you would be denied a payday loan (or any loan) would be your credit score, income, and past loan ...

What happens if payday loans are not repaid?

What happens if payday loans are not repaid?

Default on a payday loan can result in bank overdraft fees, collection calls, damage to your credit score, a day in...

Are Payday Loans Illegal?

Are Payday Loans Illegal?

There are currently no restrictions on the interest rates payday loan companies can charge or on the renewal of loans,...

What happens if you don't pay payday loans?

What happens if you don't pay payday loans?

Payday loans come with exorbitant interest rates and fees that often make it very difficult to repay them. If you can't...

Which application is going to detect $100 for me?

Which application is going to detect $100 for me?

Add an optional tip to support the community and you're done. Cash advance apps like Earnin, Dave, and Brigit allow you...

Why is a payday loan considered abusive?

Why is a payday loan considered abusive?

Payday loans are one of the most commonly cited examples of predatory lending because they have high fees and short...

Are Payday Loans a Good Idea?

Are Payday Loans a Good Idea?

Payday loans are designed to trap you in a debt cycle. When an emergency happens and you have poor credit and you don't...

Do Payday Loans Require Good Credit?

Do Payday Loans Require Good Credit?

Payday loans are accessible to consumers with bad credit and usually don't require a credit check. About 12 million...

Why are payday loans a problem?

Why are payday loans a problem?

The main problem with payday loans is that you have too little time to pay the full amount you owe. In fact, you usually...

What is a payday loan and why is it considered high risk?

What is a payday loan and why is it considered high risk?

Payday Loans These are high-cost loans with a short loan term that you usually have to repay them in full within two...

Are Payday Loans Ever a Good Idea?

Are Payday Loans Ever a Good Idea?

Payday loans are designed to trap you in a debt cycle. When an emergency happens and you have poor credit and you don't...

Which states don't have payday loans?

Which states don't have payday loans?

The states that currently prohibit payday loans are Arizona, Arkansas, Connecticut, Georgia, Maryland, Massachusetts, New ...

Can i get a payday loan with chime bank?

Can i get a payday loan with chime bank?

There are good cash advance and payday loan apps on the market that accept Chime and can be easily connected to it. We...

How do personal loan companies verify income?

How do personal loan companies verify income?

Applicants try to trick lenders by adding false employment details to prove they have a source of income. They can also...